APPLY TODAY FOR A CHANCE TO WIN 0% APR FOR THE LIFE OF YOUR AUTO LOAN!
- Rates as low as 2.75% APR*
- Up to 100% financing towards a new or used car or truck
- Includes tax, title and loan protection
- Terms up to 84 months
- Get pre-qualified
- In-house processing for quick decisions
- See Official Rules below
* Annual percentage rate; rates, terms and conditions subject to change any time without notice. APR and loan pending underwriting, vehicle age, credit review, and subject to approval. Rates include a 0.50% discount for maintaining a checking account with Infinity FCU with net direct deposit of your paycheck through your employer into said checking account. Click here to learn more about our Relationship Discount. Rates effective as of 1/1/2020.
Official Rules 0% Auto Loan Promotion
THIS PROMOTION IS OPEN TO LEGAL RESIDENTS OF THE UNITED STATES WHO ARE 18 YEARS OF AGE OR OLDER AT TIME OF ENTRY AND ARE ELIGIBLE FOR INFINITY FCU MEMBERSHIP. THIS PROMOTION IS GOVERNED BY MAINE LAW. VOID WHERE PROHIBITED OR RESTRICTED BY APPLICABLE LAW. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
1. PROMOTION PERIOD: The Promotion begins at 9:00:00 am EST on February 3, 2020 and ends at 11:59:59 pm EST on March 31, 2020 (the “Promotion Period”).
2. TO ENTER: To enter you must:
- Close an auto loan with Infinity Federal Credit Union (the “Credit Union”) during the Promotion Period, you will be automatically entered to have the interest rate on your auto loan reduced to 0% at time of drawing.
- Limit one (1) entry per person, regardless of method. Entries submitted in excess of the stated limit will be void. All entries become the property of the Credit Union and will not be returned or verified. Entries generated by script, macro, or other automated or mechanical means or that subvert the entry process will be void.
3. ELIGIBILITY: Open to legal residents of the United States who are 18 years of age and older at time of entry and are eligible for Infinity FCU Membership. Employees of the Credit Union, members of their immediate families or persons living in the same household are not eligible. Infinity FCU membership required. Infinity FCU membership is open to anyone who lives, works, worships, or attends school in Cumberland and York counties and the city of Bangor, Maine.
Maximum loan amount $50,000.00. Loan conditions apply.
4. RANDOM DRAWING: The potential winner will be selected in one random drawing to be conducted on April 1, 2020. One (1) winner will be selected. The Credit Union, whose decisions are final and binding in all matters concerning the Promotion, will conduct the drawing. The Potential winner will be notified by email or phone. Failure to meet the Credit Union’s underwriting standards, failure to respond to the notification of winning within the time period specified in the notification, the return of any prize notification as undeliverable, Credit Union’s inability to contact a potential winner within a reasonable time period or noncompliance with these Official Rules may result in disqualification and, at the Credit Union’s sole discretion, an alternate winner may be selected.
5. ODDS OF WINNING: Odds of winning depend upon number of eligible entries received for each drawing.
6. PRIZES: One winner will receive a 0% interest rate on their auto loan from the Credit Union. No previous interest paid on your loan will be reimbursed.
All taxes and all other costs associated with acceptance or use of the above prize(s) are the sole responsibility of the applicable winner.
7. RELEASE OF LIABILITY AND PUBLICITY: The winner consents to the use of his/her name, photograph, likeness and limited biographical information for publicity and/or advertising purposes without further compensation, where permitted by law. All entrants release the Credit Union, its affiliates, subsidiaries, officers, directors, agents, employees, and all others associated with the Credit Union (collectively, the “Released Parties”) from any and all liability with respect to, or in any way arising from, this Promotion and/or acceptance or use of the prize, including liability for property damage, personal injury, other damages, death or monetary loss. The Credit Union assumes no responsibility for any injury, loss or damage to persons or property or incurred by any entrant or any other person that may occur in connection with this Promotion.
8. GENERAL RULES: The Released Parties are not responsible for lost, illegible, late, delayed or misdirected mail or email or other communications, or for any error in the printing or interpretation of the Promotion, the administration of the Promotion, or in any announcement of the winners or prizes. In no event will the Credit Union be liable for more than one prize. No cash substitutions for the prize will be permitted and the prize is non-refundable and non-transferable. The Credit Union reserves the right, in its sole discretion, to cancel or suspend this Promotion, in its entirety or in part, should tampering, unauthorized intervention, counterfeiting, fraud, technical failures, or other causes beyond the Credit Union’s control corrupt the administration, security, fairness or integrity of the Promotion. The Credit Union reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Promotion, to be acting in violation of these Rules or any laws, or to be attempting to undermine the legitimate operation of the Promotion by cheating, hacking, deception, misappropriation, infringement, or any other unfair playing practices, poor sportsmanship, or intending to annoy, abuse, threaten, or harass any other participants or Credit Union representatives.
9. WINNERS: The name of the winner may be posted at all Credit Union branches, in its newsletter, on its website, on its social media channels, and in other promotional or marketing materials.
10. ABBREVIATED RULES: Promotion is open to legal residents of the United States 18 years of age and older who are eligible for Infinity FCU membership. Promotion begins at 9:00:00 am EST on February 3, 2020, and ends at 11:59:59 pm EST on March 31, 2020. Void where prohibited or restricted by applicable law.