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Rates effective as of August 9, 2019.

Conventional Mortgage Loans Learn More

Term Rate (as low as) APR* Points
3/1 Adjustable Rate 2.999% 3.069% 0.000%
5/1 Adjustable Rate 3.250% 3.330% 0.000%
10/1 Adjustable Rate 3.500% 3.580% 0.000%
15/15 Adjustable Rate 3.625% 3.706% 0.000%
30 Year Fixed Rate 3.750% 3.832% 0.000%
20 Year Fixed Rate 3.500% 3.613% 0.000%
15 Year Fixed Rate 3.250% 3.395% 0.000%
10 Year Fixed Rate 3.000% 3.188% 0.000%
7 Year Fixed Rate 3.000% 3.295% 0.000%

 

Jumbo Mortgage Loans Learn More

Term Rate (as low as) APR* Points
5/1 Adjustable Rate 3.250% 3.283% 0.000%
15/15 Adjustable Rate 3.625% 3.706% 0.000%
30 Year Fixed Rate 3.750% 3.784% 0.000%
20 Year Fixed Rate 3.500% 3.546% 0.000%
15 Year Fixed Rate 3.250% 3.309% 0.000%
10 Year Fixed Rate 3.250% 3.337% 0.000%

 

Fixed Rate Home Equity Loan Learn More

Term APR**(as low as)
5 years 5.00%
10 years 5.25%
15 years 5.50%
20 years 6.00%

 

Rate varies based on your credit qualifications & home's equity; for up to 80% of home's value; other rates available for up to 95% of your home's value with full member participation*** $5,000 minimum.

Other Home Loans

Loan Type Term APR* (as low as)
Adjustable Rate Home Equity Loan n/a Unavailable at this time
Variable Rate Home Equity Line of Credit - 1% Payment n/a 5.00%**
Variable Rate Home Equity Line of Credit - Interest Only n/a 5.75%**
Fixed Rate Home Equity Line of Credit - Interest Only n/a 7.25%**
Land Loan 120 months
Rate varies based on land's value up to 75% (LTV)
6.50%**
Mobile Home Loans Financing of mobile homes on a foundation on land; call for scenario pricing. Call: 1-800-499-8401 ext. 4110

Disclosures:

*Annual Percentage Rate = APR. For all terms: Rates effective for qualifying Maine properties up to 80% of home's value; other rates available up to 90% of home' value. Jumbo APR based on Index plus a margin.

**Home Equity APR based on Prime Rate plus a margin, and is based on equity and credit history. Prime rate can vary daily; your APR will adjust as Prime changes. Floor is 3.00%, ceiling is 18.00%.

***Full member participation defined as maintaining a checking account with Infinity FCU and maintaining direct deposit of payroll into your Infinity FCU checking account.