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Rates effective as of September 1, 2019

High Five Checking Learn More

Balance** # of Trans. Rate APY
0 - $5,000 0 - 9 0.10% 0.10%
0 - $5,000 10 - 24 1.25% 1.26%
0 - $5,000 25+ 3.25% 3.30%
$5,001 and over 0 - 9 0.10% 0.10%
$5,001 and over 10 - 24 0.10% 0.10%
$5,001 and over 25+ 0.10% 0.10%

**Minimum Required Balance to Obtain Annual Percentage Yield for the Dividend Period.

Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Balance Method
None
Average Daily Method

Prime Advantage Checking

Balance** Rate APY
Under $10,000 0.00% 0.00%
$10,000 to $24,999 0.01% 0.01%
$25,000 to $49,999 0.01% 0.01%
$50,000 and over 0.02% 0.02%

**Minimum Require Balance to Obtain Annual Percentage Yield for the Dividend Period.

Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
None 
$10,000 
Average Daily Method

Other Checking Accounts

Account Rate APY
Step Up Checking 0.00% 0.00%
Bridge Checking 0.00% 0.00%
Teen Trailblazer Checking 0.00% 0.00%
College Pathfinder Checking 0.00% 0.00%
Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
None 
None 
N/A

Share Savings Learn More

Balance** Rate APY
Under $100 0.00% 0.00%
$100 - $499 0.01% 0.01%
$500 - $999 0.02% 0.02%
$1,000 and over 0.06% 0.06%

**Minimum Require Balance to Obtain Annual Percentage Yield for the Dividend Period.

Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
$5 
$100
Daily Balance

Other Savings Accounts

Account Minimum Opening Balance Rate APY
Club Savings $1.00 Holiday / $0.01 Others 0.06% 0.06%
Traditional IRA n/a 0.12% 0.12%
Roth IRA Savings n/a 0.12% 0.12%
Roth Conversion IRA n/a 0.12% 0.12%
Education IRA Savings n/a 0.12% 0.12%
Dividends
Dividends Compounded 
Dividends Credited
Dividend Period
Monthly
Monthly
Monthly
Balance Requirements
Minimum Required Balance 
Balance Method
None 
Average Daily Method

Money Market Learn More

Balance** Rate APY
Under $2,500 0.00% 0.00%
$2,500 - $9,999 0.07% 0.07%
$10,000 - $24,999 0.08% 0.08%
$25,000 - $49,999 0.09% 0.09%
$50,000 and over 0.10% 0.10%

**Minimum Required Balance to Obtain Annual Percentage Yield for the Dividend Period.

Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
$25
$2,500
Daily Balance

K.I.S.S. Money Market Learn More

Balance** Rate APY
$0 - $9,999 0.15% 0.15%
$10,000 and over 0.10% 0.10%
Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
$25 
N/A 
Daily Balance

Premier Money Market & Premier IRA Money Market Learn More

Balance** Rate APY
Under $2,500 0.00% 0.00%
$2,500 - $9,999 0.07% 0.07%
$10,000 - $24,999 0.08% 0.08%
$25,000 - $49,999 0.09% 0.09%
$50,000 - $99,999 0.10% 0.10%
$100,000 - $249,999 0.11% 0.11%
$250,000 and over 0.12% 0.12%

Must have checking relationship.

**Minimum Require Balance to Obtain Annual Percentage Yield for the Dividend Period.

Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
$50,000
$2,500 
Daily Balance

Share Certificates Learn More

Term Dividend Rate APY
3 Months 1.00% 1.01%
5 Months (No Penalty) 1.00% 1.01%
6 Months 1.50% 1.51%
8 Months (No Penalty) 1.75%  1.76% 
9 Months  1.70%  1.71% 
1 Year   1.70%  1.71% 
15 Months  1.70% 1.71%
18 Months (*Win-Win)  1.65% 1.66%
2 Years   1.65% 1.66%
3 Years 1.70% 1.71%
5 Years 1.75% 1.76%
7 Years 1.90% 1.92%
10 Years 2.00% 2.02%

*Win-Win - if rates go up, you may adjust your rate once, without impacting the maturity date.

Minimum Opening Deposit 
Dividends Compounded 
Dividends Credit 
Dividend Period 
Balance Method
$500
Monthly 
Monthly 
Monthly 
Daily Balance Method
Transaction Limitations - Penalties may apply for early withdrawal.
Additional Deposits 
Dividend Withdrawal 
Renewable
Not Allowed 
Allowed 
Automatic

Jumbo Share Certificates Learn More

Term Dividend Rate APY
5 Months (No Penalty) 1.05% 1.06%
6 Months 1.55% 1.56%
8 Months (No Penalty) 1.80%  1.82% 
9 Months  1.75%  1.76% 
1 Year   1.75%  1.76% 
15 Months  1.75% 1.76%
18 Months (*Win-Win)  1.70% 1.71%
2 Years   1.70% 1.71%
3 Years 1.75% 1.76%
5 Years 1.80% 1.82%
7 Years 1.95% 1.97%
10 Years 2.05% 2.07%

*Win-Win - if rates go up, you may adjust your rate once, without impacting the maturity date.

Minimum Opening Deposit 
Dividends Compounded 
Dividends Credit 
Dividend Period 
Balance Method
$95,000
Monthly 
Monthly 
Monthly 
Daily Balance Method
Transaction Limitations - Penalties may apply for early withdrawal.
Additional Deposits 
Dividend Withdrawal 
Renewable
Not Allowed 
Allowed 
Automatic

IRA Share Certificates Learn More

Term Dividend Rate APY
5 Months (No Penalty) 1.00% 1.01%
8 Months (No Penalty) 1.75%  1.76% 
9 Months  1.70%  1.71% 
15 Months  1.70% 1.71%
18 Months (*Win-Win)  1.65% 1.66%
3 Years 1.70% 1.71%
5 Years 1.75% 1.76%
7 Years 1.90% 1.92%
10 Years 2.00% 2.02%

*Win-Win - if rates go up, you may adjust your rate once, without impacting the maturity date.

Minimum Opening Deposit 
Dividends Compounded 
Dividends Credit 
Dividend Period 
Balance Method
N/A
Monthly 
Monthly 
Monthly 
Daily Balance Method
Transaction Limitations - Penalties may apply for early withdrawal.
Additional Deposits 
Dividend Withdrawal 
Renewable
Not Allowed 
Allowed 
Automatic

Business Share Account Learn More

Daily Average Balance Rate APY
$25.00 - $99.99 0.00% 0.00%
$100 - $5,000 0.10% 0.10%
$5,000 - $10,000 0.15% 0.15%
$10,000 and over 0.16% 0.16%

Minimum Opening Deposit - $25

Business Basic Checking Learn More

Terms Requirements
Minimum average daily balance to avoid fee $0.00 in Checking Account
Monthly fee if account is below minimum average daily balance $0.00
Dividend Earning No

Business Choice Checking Learn More

Daily Average Balance Rate APY
$0 - $2,499 0.00% 0.00%
$2,500 - $4,999 0.05% 0.05%
$5,000 and over 0.10% 0.10%

Business Money Market Learn More

Balance** Rate APY
Under $5,000 0.00% 0.00%
$5,000 - $9,999 0.07% 0.07%
$10,000 - $24,999 0.08% 0.08%
$25,000 - $49,999 0.09% 0.09%
$50,000 and over 0.10% 0.10%

**Minimum Required Balance to Obtain Annual Percentage Yield for the Dividend Period.

Dividends
Dividends Compounded 
Dividends Credited 
Dividend Period
Monthly 
Monthly 
Monthly
Balance Requirements
Minimum Opening Balance 
Minimum Required Balance 
Balance Method
$25
$5,000
Daily Balance

Disclosures

Rate Information - The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for a 365 day period. The Dividend Rate and APY may change daily.

Nature of Dividends - Dividends are paid from current income and available earnings after providing for the required reserves.

Compounding and Crediting - The Dividend Period begins on the first calendar day of each month and ends on the last calendar day of each month.

Accrual of Dividends - Dividends will begin to accrue on the business day you make your deposit.

Average Daily Balance Method - For share draft (checking), club account (savings), and IRA savings account, dividends and minimum balances are calculated by the Average Daily Balance Method, which is determined by adding the full amount of principal to the account for each day of the period and dividing that figure by the number of days in that period.

Daily Balance Method - For shares (savings) and money market accounts, dividends and minimum balances are calculated by the Daily Balance Method, which is determined by applying a daily periodic rate to the full amount of the balance in the account each day.

Transaction Limitations - The account limitations are set forth above as well as in the General Terms and Conditions of the Credit Union's Membership Agreement. 

FEDERALLY INSURED BY NCUA

Know your funds are safe and secure, backed by the complete confidence of the National Credit Union Administration (NCUA) – an independent United States government agency dedicated to protecting credit unions and our members.

All your deposits with us are federally insured by the NCUA up to $250,000. Visit www.NCUA.gov to learn more.