- Relationship Discount
At Infinity Federal Credit Union (FCU), your “Participation” makes a difference. This is why we offer you a loan relationship discount based on your use of our select products and services.
Relationship Discount Rates include a 0.10% discount for maintaining a checking account with Infinity FCU, plus 0.10% discount for maintaining direct deposit of net pay into your Infinity FCU checking account, plus 0.10% discount for maintaining an Infinity FCU credit card
The discount is included on our Current Rate Schedule on Auto, Recreational Vehicle/Boat, Bridge to Citizenship, Energy, and Personal loans only. It is not offered on Overdraft Protection Lines of Credit, Credit Cards, or any real estate loans.
Members must agree to maintain a checking account, maintain direct deposit of net pay through their employer, and maintain an Infinity FCU credit card in order to receive the discounted rate on the above referenced loan types with Infinity FCU.
If for any reason payments are not made pursuant to the terms and conditions in the loan note, if you close your Infinity FCU checking account, cancel the direct deposit of your net pay, or close your Infinity FCU credit card, the Credit Union will add back the portion of the discounted rate as defined by the terms of the program which will increase your rate and may extend your loan term. See Loan Addendum.
No notice will be provided prior to the revocation of the relationship discount. Further, after your default hereunder, the Credit Union will have no obligation to reinstate the discount should you later reinstate the requirements of the program.