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Overdrafts occur when you don't have the necessary available balance in your account to cover your ATM withdrawals, debit card purchases, checks, automated bill payments, and pre-authorized withdrawals (i.e. gym membership).  

Infinity Federal Credit Union (FCU) offers an Overdraft Protection Line of Credit (ODLOC) that advances funds to your checking account for pre-authorized withdrawals, checks, and automated bill payments. Funds are automatically advanced in $100 increments to ensure that all transactions are covered. You pay interest on the amount in use. 

Consider pairing an ODLOC with good account management practices to avoid overdrawing your account.

Click here to view our Rate Schedule.

Call (207) 854-6000 Ext 4135