MasterCard® Credit Card
- NO FEE Credit Card
*ATTENTION MASTERCARD HOLDERS
As of March 15, 2017, the interest rate on your MasterCard will increase on all future purchases. All outstanding balances as of 3/15/17 will be grandfathered at your current rate until paid in full.
Your Infinity Federal Credit Union MasterCard will still be the best card around, as we have:
- No Cash Advance Fees
- No Balance Transfer Fees
- No Annual Fees
And don’t forget your U-Choose points that can be combined with your debit card points!
Just as Cool on the INSIDE as They Are On the OUTSIDE!
No Fees, Great Rate, UChoose Rewards, and our Infinity Designs!
Really, There's NO FEE! — Enjoy the convenience — and peace of mind — of the MasterCard ® powered credit card. Transfer balances from higher rate cards to our LOW RATE - NO FEE credit card!** — Buy what you need, when you need it, all while earning UChoose Rewards points!*
- Super Low Rates! - Rates as low as 8.90%APR*
- No Annual Fee
- No Late Payment Fee
- No Over-Credit-Limit Fees
- No Balance Transfer Fees
- Easy Payments! - Make payments directly from our Infinity App!
- Available in Velocity, Momentum and Evolution
- Accepted worldwide
- Easily replaced if lost or stolen
- UChoose Rewards Program
*Infinity Mastercard annual percentage rate varies based on credit qualifications. Other rates and terms available. UChoose points are not earned on balance transfers.
**While not charged by Infinity FCU, a third party may assess an "International fee" if the card is used outside of the USA
- How to use your EMV Chip Card
EMV stands for "Europay, MasterCard, and Visa.” It is a small metallic computer chip embedded into cards that makes them extremely hard to counterfeit. Not “Swiped”, but inserted into payment terminals, EMV chips create a unique transaction code for each point of sale that cannot be used again. The result is that if a hacker steals the information from an EMV card purchase, unlike magnetic strip cards, the unique code will not work on any future purchases.
EMV technology will not prevent data breaches from occurring, but it will make it much harder for criminals to successfully profit from what they steal.
NOTE: At Merchants that do NOT have Chip-Enabled terminals, cardholders will use the magnetic strip on the back of the card and swipe the card to complete your transaction as done previously.
How to Use EMV Chip Cards at Merchants with Chip Enabled Terminals:
1: Cardholders will insert their card, face up with the chip end inserted first, into the chip-enabled terminal.
2. Leave the card in the terminal until prompted. (may take several seconds)
3. Follow the instructions on the screen and either sign your name, or enter your PIN as prompted.
4. Once the transaction is complete, remove your card from the terminal.
Click Arrow Above to open : How to Use Your EMV Chip Enabled Card.