Auto Loan Promotion

Official Rules 0% Vehicle Loan Promotion

THIS PROMOTION IS OPEN TO LEGAL RESIDENTS OF THE UNITED STATES WHO ARE 18 YEARS OF AGE OR OLDER AT TIME OF ENTRY AND IS GOVERNED BY MAINE LAW. VOID WHERE PROHIBITED OR RESTRICTED BY APPLICABLE LAW.  NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

  1. PROMOTION PERIOD: The Promotion begins at 9:00:00 am EST on July 1, 2017, and ends at 11:59:59 pm EST on August 31, 2017 (the “Promotion Period”).
  2. TO ENTER: There are two methods available to enter:

1. If you close a vehicle loan with Infinity Federal Credit Union (the “Credit Union”) during the Promotion Period, you will be automatically entered to have the interest rate on your loan reduced to 0%.  

2. Complete and mail an entry form to the Credit Union at:

Infinity Federal Credit Union

Vehicle Loan Promotion

202 Larrabee Road

Westbrook, ME 04092

Limit one (1) entry per person, regardless of method.  Entries submitted in excess of the stated limit will be void. All entries become the property of the Credit Union and will not be returned or verified. Entries generated by script, macro, or other automated or mechanical means or that subvert the entry process will be void. 

3. ELIGIBILITY: Open to legal residents of the United States who are 18 years of age and older at time of entry, except for employees of the Credit Union, members of their immediate families or persons living in the same household. This Promotion is subject to all applicable federal, state and local laws.

4. RANDOM DRAWING: Potential winners will be selected in two random drawings to be conducted on August 1, 2017 and September 1, 2017. One winner will be selected at each drawing. The Credit Union, whose decisions are final and binding in all matters concerning the Promotion, will conduct the drawing.  Potential winners will be notified by email or phone. Failure to meet the Credit Union’s underwriting standards, failure to respond to the notification of winning within the time period specified in the notification, the return of any prize notification as undeliverable, Credit Union’s inability to contact a potential winner within a reasonable time period or noncompliance with these Official Rules may result in disqualification and, at the Credit Union’s sole discretion, an alternate winner may be selected.

5. ODDS OF WINNING: Odds of winning depend upon number of eligible entries received for each drawing. 

6. PRIZES: Each winner will receive a 0% interest vehicle loan from the Credit Union if the winner meets the Credit Union’s underwriting standards.

All taxes and all other costs associated with acceptance or use of the above prize(s) are the sole responsibility of the applicable winner. 

7. RELEASE OF LIABILITY AND PUBLICITY: All winners consent to the use of their names, photographs, likenesses and limited biographical information for publicity and/or advertising purposes without further compensation, where permitted by law. All entrants release the Credit Union, its affiliates, subsidiaries, officers, directors, agents, employees, and all others associated with the Credit Union (collectively, the “Released Parties”) from any and all liability with respect to, or in any way arising from, this Promotion and/or acceptance or use of the prize, including liability for property damage, personal injury, other damages, death or monetary loss. The Credit Union assumes no responsibility for any injury, loss or damage to persons or property or incurred by any entrant or any other person that may occur in connection with this Promotion. 

8. GENERAL RULES: The Released Parties are not responsible for lost, illegible, late, delayed or misdirected mail or email or other communications, or for any error in the printing or interpretation of the Promotion, the administration of the Promotion, or in any announcement of the winners or prizes. In no event will the Credit Union be liable for more than two prizes. No cash substitutions for prizes will be permitted and prizes are non-refundable and non-transferable. The Credit Union reserves the right, in its sole discretion, to cancel or suspend this Promotion, in its entirety or in part, should tampering, unauthorized intervention, counterfeiting, fraud, technical failures, or other causes beyond the Credit Union’s control corrupt the administration, security, fairness or integrity of the Promotion. The Credit Union reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Promotion, to be acting in violation of these Rules or any laws, or to be attempting to undermine the legitimate operation of the Promotion by cheating, hacking, deception, misappropriation, infringement, or any other unfair playing practices, poor sportsmanship, or intending to annoy, abuse, threaten, or harass any other participants or Credit Union representatives.

9. WINNERS: The names of the winners will be posted at all Credit Union branches, in its newsletter, on its website and in other promotional or marketing materials.

10. ABBREVIATED RULES:  Promotion is open to legal residents of the United States 18 years of age and older.  Promotion begins at 9:00 am EST on July 1, 2017, and ends at 11:59 pm EST on August 31, 2017.  Void where prohibited or restricted by applicable la