High 5 Checking

This high interest checking account pays tiered rates of 3.50% (3.56 APY)* on your average balance up to $5,000 when you meet the minimum monthly requirements. It has no minimum balance, comes with free checks and the FIVE benefits below.

Account Benefits:

1.) Jump StartSMNet Pay Direct Deposit to get paid up to two days ahead of your scheduled payday**

2.) Receive Foreign ATM reimbursements up to $10.00 per month

3.) Maximum of two free Wire Transfers per month

4.) One free Overdraft reimbursement annually

5.) 50 FREE UChoose® Rewards Points monthly***

Minimum Monthly Requirements:

  • Provide a valid e-mail address
  • Sign up for e-statements
  • Register for Online Banking
  • Make at least 10 debit card purchase transactions each month
  • Have a Net Pay direct deposit each month (Minimum of $500.00)


*APY=Annual Percentage Yield. Rates are accurate as of 10/1/2016. Terms and conditions subject to change without notice. Rates may change after account is opened. There's no minimum deposit to open.

If qualifications are met each monthly qualification cycle: (1) Jump StartSM Direct Deposit will advance payroll net pay direct deposits by up to two days availability of funds ahead of the original scheduled pay date** (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10.00 and credited to account on the last day of monthly statement cycle;  (3) Maximum of two free Wire Transfers per month; (4) One free Overdraft reimbursement annually; (5) 50 FREE UChoose® Rewards Points*** monthly.

If qualifications are not met: If monthly qualifications are not met, Infinity FCU will assess a $5.00 service fee, and all balances earn base rate APY* listed on our rate schedule. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account.

Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Fees may reduce earnings. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. 

**Jump StartsM Direct Deposit - While Infinity FCU will try whenever possible to advance payroll direct deposits by up to two days, availability of funds ahead of the original scheduled pay date is not guaranteed. Funds can be made available only after they have been received from the Federal Reserve Bank. Infinity FCU members should not rely on Jump StartsM to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Jump StartsM advances the electronic deposit of payroll funds only and does not apply to checks. Any applicable standard check holds will still apply.

To set up net pay direct deposit of payroll funds to your Infinity FCU account and take advantage of the Jump Start sM direct deposit benefit, your payroll department will require: Infinity FCU's Routing Number
(211288491) and the 13 digit account number (MICR) listed at the bottom of your Infinity FCU checks.

***To start earning UChoose® Rewards Points, card(s) must be registered on-line at www.uchooserewards.com