High 5 Checking
- Enjoy 5 unique benefits with our High 5 Checking Account
Our signature checking account pays tiered interest on your average balance up to $5,000 when you meet the minimum monthly requirements1. It has no minimum balance, comes with free checks, and the FIVE benefits below.
0 - $5,000
$5,001 and over
- Jump StartSM – Net Pay Direct Deposit to get paid up to two days ahead of your scheduled payday3
- Receive Foreign ATM reimbursements up to $10.00 per month4
- Maximum of two free Wire Transfers per month
- One free Overdraft reimbursement annually
- 50 FREE UChoose® Rewards Points monthly5
Minimum Monthly Requirements:
- Provide a valid email address
- Sign up for e-statements
- Register for Online Banking
- Make at least 10 debit card purchase transactions each month to earn 2.53% APY2; make 25 or more debit card purchase transactions each month and earn 4.07%
- Have a Net Pay direct deposit each month (Minimum of $500.00)
1.) If qualifications are met during the calendar month: (1) Jump StartSM Direct Deposit will advance payroll net pay direct deposits by up to two days availability of funds ahead of the original scheduled pay date3 (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10.00 and credited to account on the last day of monthly statement cycle; (3) Maximum of two free Wire Transfers per month; (4) One free Overdraft reimbursement annually; (5) 50 FREE UChoose® Rewards Points5 monthly.
If qualifications are NOT met during the calendar month: Infinity FCU will assess a $5.00 service fee and all balances earn base rate of 0.10% APY2 listed on our rate schedule above. Qualifying transactions must post to and settle account during the calendar month. Transactions may take one or more banking days from the date transaction was made to post to and settle an account.
Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees may reduce earnings.
2.) APY=Annual Percentage Yield. Rates are accurate as of 6/1/1/2017. Rates may change after account is opened. Terms and conditions subject to change without notice. There's no minimum deposit to open. During the first 30 days from account opening, your account will earn 4.07%APY2.
3.) Jump StartSM Direct Deposit - Infinity FCU will try whenever possible to advance payroll direct deposits by up to two days, the availability of funds ahead of the original scheduled pay date is not guaranteed. Funds can be made available only after they have been received from the Federal Reserve Bank. Infinity FCU members should not rely on Jump StartSM to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Jump StartSM advances the electronic deposit of payroll funds only and does not apply to checks. Any applicable standard check holds will still apply. To set up net pay direct deposit of payroll funds to your Infinity FCU account and take advantage of the Jump StartSM direct deposit benefit, your payroll department will require: Infinity FCU's Routing Number (211288491) and the 13 digit account number (MICR) listed at the bottom of your Infinity FCU checks.
4.) Domestic ATM fees incurred during the calendar month will be reimbursed up to $10.00 and credited to the account on the last day of monthly statement cycle.
5.) To earn UChoose® Rewards Points, card(s) must be registered online at www.uchooserewards.com.