Real Estate Loan Rates

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Rates effective as of 12/21/2018

Real Estate Loan Rates


Mortgage Loans - For a new home or refinancing, visit our Mortgage Center for
current rates or to apply for a mortgage.

TypeTermAPR*

(as low as) 

Fixed Rate Home Equity Loan

Rate varies based on your credit qualifications & home's equity; for up to 80% of home's value; other rates available for up to 95% of your home's value with full member participation*** $5,000 minimum.

5 years 5.00%
10 years 5.25%
15 years 5.50%
20 years 6.00%
Adjustable Rate Home Equity Loan

Unavailable at this time. 

10 years -------
15 years -------
20 years -------
Variable Rate Home Equity Line of Credit -

5.25%**

Variable Rate Home Equity Line of Credit - Interest Only -

6.00%**

Fixed Rate Home Equity Line of Credit - Interest Only -

7.25%**

Land Loan

Rate varies based on land's value up to 75% (LTV)

120 months 6.50%
Mobile Home Loans Financing of mobile homes on a foundation on land; call for scenario pricing.

Call: 1-800-499-8401 ext. 4110



Disclosures:

*Annual Percentage Rate = APR.  For all terms: Rates effective for qualifying Maine properties up to 80% of home's value; other rates available up to 90% of homes value. 

**APR based on Prime Rate plus a margin, and is based on equity & credit history.  Prime rate can vary monthly, your APR will adjust quarterly.  Floor is 4.00%, ceiling is 18%..

***Full member participation defined as maintaining a checking account with Infinity FCU, maintaining direct deposit of net pay into your Infinity FCU checking account, and maintaining an Infinity FCU credit card.