Consumer Loan Rates

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Rates effective as of 1/22/2019

Consumer Loan Rates

Type

Term

APR* with 
Relationship 
Discount**
(as low as) 

Auto Loan

12 months

3.00%

24 months

3.00%

36 months

3.10%

48 months

3.25%

60 months

3.75%

72 months

4.25%

84 months

4.35%

Recreational Vehicle / Boat Loan
Rate varies based on year and mileage of vehicle

12 months

3.50%

24 months

3.55%

36 months

3.75%

48 months

4.05%

60 months

4.55%

72 months

4.80%

84 months

5.55%

96 months

6.80%

108 months

7.20%

120 months

7.30%

144 months

7.80%

180 months

8.30%

Equipment Loan

(Personal Use)

12 months

4.00%

 

24 months

4.50%

 

36 months

5.00%

 

48 months

5.50%

 

60 months

6.00%

 

72 months

7.00%

 

84 months

7.50%

 

Personal Loan

12 months

5.99%

24 months

9.00%

36 months

9.25%

48 months

9.50%

60 months

10.75%

72 months

13.50%

84 months

15.00%

Bridge to Citizenship

12 months

5.99%

24 months

9.00%

36 months

9.25%

48 months

9.50%

60 months

10.75%

72 months

13.50%

84 months

15.00%

Energy Loan

Up to 12 Months

2.99%

Up to 24 Months

6.00%

Up to 36 Months

6.25%

Up to 48 Months

6.50%

Up to 60 Months

7.75%

Up to 72 Months

10.50%

Up to 84 Months

12.00%

*Annual Percentage Rate = APR.  

**Rates include a 0.10% discount for maintaining a checking account with Infinity FCU, plus 0.10% discount for maintaining direct deposit of net pay into your Infinity FCU checking account, plus 0.10% discount for maintaining an Infinity FCU credit card. Click here to learn more about our Relationship Discount.

Type Term APR*
(as low as)
MasterCard® Velocity (formerly the "Gold") - 8.90%
MasterCard® Momentum (formerly the "Classic") - 13.90%
MasterCard® Evolution (formerly the "Essential") - 16.90%
Share Secured

Use your savings as collateral

-

5.0% + Deposit Rate

Overdraft Protection Line of Credit  

Maximum limit - $5,000

- 18.0%

*Annual Percentage Rate = APR.