Consumer Loan Rates

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Rates effective as of 5/19/2019

Consumer Loan Rates

Type

Term

APR* with 
Relationship 
Discount**
(as low as) 

Auto Loan

12 months

3.00%

24 months

3.00%

36 months

3.10%

48 months

3.25%

60 months

3.75%

72 months

4.25%

84 months

4.35%

Recreational Vehicle / Boat Loan
Rate varies based on year and mileage of vehicle

12 months

3.50%

24 months

3.55%

36 months

3.75%

48 months

4.05%

60 months

4.55%

72 months

4.80%

84 months

5.55%

96 months

6.80%

108 months

7.20%

120 months

7.30%

144 months

7.80%

180 months

8.30%

Equipment Loan

(Personal Use)

12 months

4.00%

 

24 months

4.50%

 

36 months

5.00%

 

48 months

5.50%

 

60 months

6.00%

 

72 months

7.00%

 

84 months

7.50%

 

Personal Loan

12 months

5.99%

24 months

9.00%

36 months

9.25%

48 months

9.50%

60 months

10.75%

72 months

13.50%

84 months

15.00%

Bridge to Citizenship

12 months

5.99%

24 months

9.00%

36 months

9.25%

48 months

9.50%

60 months

10.75%

72 months

13.50%

84 months

15.00%

Energy Loan

Up to 12 Months

2.99%

Up to 24 Months

6.00%

Up to 36 Months

6.25%

Up to 48 Months

6.50%

Up to 60 Months

7.75%

Up to 72 Months

10.50%

Up to 84 Months

12.00%

*Annual Percentage Rate = APR.  

**Rates include a 0.50% discount for maintaining a checking account with Infinity FCU with net direct deposit of your paycheck through your employer into said checking account. Click here to learn more about our Relationship Discount.

Type Term APR*
(as low as)
VISA® Credit Card - 8.90%
Share Secured

Use your savings as collateral

-

5.0% + Deposit Rate

Overdraft Protection Line of Credit  

Maximum limit - $5,000

- 18.0%

*Annual Percentage Rate = APR.