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Effective May 25th, 2018

Type Charge
Business Account Services
Business Money Market Account – Monthly Fee if balance falls below $5000.00 minimum $25.00
Domestic Wire Transfer Fee Recurring Set Up Fee  - per item $25.00
Domestic Wire Transfer Fee Non-recurring Fee - per item $25.00
Account Reconciliation (per hour) $25.00
Research Fee (per hour – no charge if within 30 days of monthly statement) $15.00
Dormant/Inactivity Fee – No activity for 3 months ( monthly fee for months 4-7) $5.00
Dormant/Inactivity Fee – No activity for 3 months ( monthly fee for months 8+) $25.00
Collection Items:  items sent and items received Actual Costs
Legal Process for Tax Levies, Garnishments (per occurrence) Actual Costs
Closeout of New Account within 60 days of opening $25.00
Statement Replacement Fee (per item) $2.00
Returned Item Fee – item is unpaid and returned (per item) $32.00
Deposited Returned Item Fee (per item) $10.00
Overdraft Fee – item is paid but account is overdrawn (per item) $32.00
Debit/ATM Card Replacement $7.50
Debit/ATM/Credit Card Expediting Fee $100.00
Stop Payment – checks and ACH (per item) $25.00
Stop Payment – Official Check  - If lost or stolen must be 90 days following date of check (per item) $5.00
Official Checks (per item) $5.00
Copies of Infinity FCU Official Checks (per item) $5.00
Notary Fee– for members Free
Business Share Draft/Checking Services
Business Basic Checking Free
Business Choice Checking –if average daily balance falls below minimum $10.00
Business Basic Deposited Check Fee (over 100 items per month) – per item $.25
Business Choice Deposited Check Fee (over 200 items per month) – per item $.25
Check Orders (First box of convenience checks for new business member is Free) Actual Costs
Copy of Check (per item) $5.00
Business Loans
Commercial Credit Card – Statement Copy $5.00
Commercial Credit Card – Card Replacement $25.00
Late Fee – Commercial Credit Card – if payment is 10 or more days $25.00
Late Fee – SBA Loans – if payment is 10 or more days late 5% of total amount of delinquent payment
Late Fee - Commercial Real Estate – if payment is 10 or more days late 5% of total amount of delinquent payment
Late Fee – all others - if payment is 15 or more days late  $25.00