Furniture, Fixtures & Equipment Loan

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FF&E Loan

Investing in new furniture, fixtures and equipment (FF&E) for your business requires capital, and the last thing you want to do is use up your existing cash or credit line. With an FF&E Loan from IFCU, you'll pay a low monthly payment over a specific term length.  (The loan period is determined by the productive life of the assets. For example, loans used to buy computers will be shorter in duration than those used to purchase manufacturing equipment.) 

The business FF&E loan is for machinery/equipment, furniture/fixtures, and under special conditions, debt refinancing.  

It features:

  • Low down payment requirements
  • Versatile repayment terms to help lower monthly payments
  • Higher loan-to-value ratios allowed - Borrow up to 80% of your financing needs 
  • Projected income and historical cash flow taken into consideration for qualifications
  • No balloon payment at the end of the loan
  • Fixed and variable rates offered

For more information, or to speak with a Business Service Representative, call 1-800-499-8401- ext. 4140